Registration Information

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Health Insurance

It is mandatory for all registered postgraduate students to have health insurance coverage.

Arriving in or returning to Quebec - Persons arriving in Quebec to take up residence must register for the Health Insurance Plan, even if they were registered for the plan in the past. Generally speaking they will be eligible for the Quebec Health Insurance Plan after a waiting period of up to three months following their registration with the Régie de l'assurance maladie du Québec (RAMQ).

It is important to contact the RAMQ upon your arrival in Quebec to obtain a registration form and submit your application as soon as possible. It is recommended that you take out private insurance within five days following your arrival in Québec for the waiting period.

If the resident/fellow is married, and is applying for Quebec Medicare for a non-working spouse, please bring a copy of your marriage certificate translated into French or English. This document may be needed as proof of relationship to the worker (resident/fellow) when the application for Quebec Medicare is made.

Residents - Trainees remunerated by the Ministry of Health should also contact the Director of Professional Services at the McGill hospital where they are working for medical insurance offered by the hospital, via the Residents’ Collective Agreement. If you hold Blue Cross or other insurance coverage from the province or state where you are now living, you should not cancel it or transfer it without prior consultation with the Director of Professional Services of the base hospital you are assigned to in Montreal.

Clinical fellows - Please note that if you are a clinical fellow (not remunerated by a Middle-Eastern sponsor) and you wish to complement the coverage provided by the Quebec health insurance plan, you will need to purchase private insurance coverage. If you hold Blue Cross or other insurance coverage from the province or state where you are now living, you should not cancel it or transfer it without being certain that you are adequately covered.
 

For persons subject to the waiting period described above:

The person (or their sponsoring agency, in the case of trainees covered by a signed agreement between their home government and McGill University) will have to subscribe to a private insurance plan covering those costs during the waiting period.

Further to requests concerning medical coverage in the interim period prior to Quebec Medicare taking effect, McGill University has made arrangements with ETFS (the same insurer who covers McGill International Students) to offer coverage for clinical fellows and residents at the same rates given to the rest of the university population.

For a brochure and an application form, go to the ETFS web site at: http://www.etfsinc.com/individual/international-students/document-centre.html
 

RAMQ registration procedure for those arriving from outside Canada to take up temporary residence:

1. Please follow the instructions listed on the following web page: : http://www.ramq.gouv.qc.ca/en/citoyens/assurancemaladie/arriver/sejour.shtml

2. Go to a RAMQ office or any other designated establishment - list provided with the application - and bring photo and original documents plus certified photocopy of documents required.

Medicare Office (Régie de l'assurance-maladie du Québec)
425 de Maisonneuve Blvd. West, 3rd Floor
(corner of City Councilors, three blocks east of University Street)
Montreal, Quebec

Phone: 514-864-3411

Further details are included on the Medicare application.

 

This page was last edited on 15 May, 2012